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The latest Snapchat Discover channel promises to get inside your head using Japanese psychology

  • Following the success of its maiden millennial male-focused channel Brother, Elisabeth Murdoch's media startup Vertical Networks is rolling out a second Snapchat Discover franchise.
  • The California-based mobile content studio is unveiling "Mindsy," a bi-weekly channel on Snapchat's content hub based on a Japanese study of psychology and self-discovery called Kokology.
  • Unlike many Snapchat Discover channels - which typically feature a mix of video, animation and magazine-like images - Mindsy will essentially be an interactive mobile game.
  • According to Wright, Vertical Networks has a history of testing out new ideas and formats on Brother, before spinning them off into their own shows or channels.
  • Vertical Networks' "Interactive Studio" team then paired the most successful game formats with Kokology, and Mindsy was born.
  • The 12-person Mindsy team also dug into Vertical Networks's data from its different properties to help design the new channel.

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10 things you need to know before the opening bell

  • Intermediate Treasurys turned in consecutive quarters of negative total return for the first time 1973, according to data compiled by Morgan Stanley.
  • Germany's central bank has brought home $95 billion in gold bullion and put some on display to prove it's real.
  • Germany's Bundesbank has stashed 3,400 tonnes of gold, worth 117 billion euros ($187 billion), in central bank treasuries in New York, London and Paris since the Cold War, to keep it safe from a possible Soviet invasion — and now its bringing it back.
  • Several reliable sources — including Bloomberg, Wall Street Journal, Morgan Stanley, and KGI Securities — all expect the tech giant to launch a lower cost iPhone this year.
  • Halliburton and Kimberly-Clark report ahead of the opening bell while Alphabet releases its quarterly results after markets close.

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Neymar named the 6 players who will take the 2018 FIFA World Cup by storm — and he didn't mention Messi or Ronaldo

  • Brazil national team striker Neymar expects six players to take the 2018 FIFA World Cup by storm — and his list doesn't include Lionel Messi or Cristiano Ronaldo, two of the top goalscorers on the planet.
  • Neymar already has one eye on the tournament and listed a number of players he expects to "make a difference" in an interview with Live Soccer, as reported by Eurosport.
  • Mohamed Salah won the Premier League Player of the Year award at an event on Sunday, and Neymar expects the Egyptian to take his Liverpool form with him to Russia.
  • Neymar's list is by no means complete as the Brazilian failed to mention two obvious picks — Portugal national team striker Cristiano Ronaldo and creative Argentinean forward Lionel Messi.

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Sexist job ads discriminate against women in China — even specifying applicants' required height, weight, and facial structure

  • Analyzing more than 36,000 job ads from the last five years, Human Rights Watch released a new report on Monday detailing the extent of discriminatory job ads in China.
  • Out of all national civil service jobs that were reviewed so far this year, 19% included the terms "men only," "men preferred," or "suitable for men." There was just one instance of a job ad that required the applicant to be a woman.
  • Research from 2013 found gender-targeted ads are common in China, and that an employer's preference for a women workers is often related to their age, height and beauty rather than skill.
  • If organizations do try to hire women, Human Rights Watch found employers often add in strict, gender-specific criteria regarding appearance, marital status, motherhood, or even alter educational requirements.
  • Other ads appear to indicate employers would prefer to avoid the hassle of maternity leave, particularly under China's new two-child policy.

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A journalist's death was captured on Facebook Live during protests in Nicaragua

  • Angel Gahona was filming and narrating a video on his phone outside the city hall of Bluefields, southeastern Nicaragua, when he was killed on Saturday night.
  • Grainy footage of Gahona lying on the ground showed blood coming from his head and chest.
  • Only police and people fighting the protesters were around Gahona when he was shot, Nicaraguan newspaper La Prensa reported, citing local journalists.
  • Bluefields was one of several Nicaraguan cities that witnessed violent clashes after the government announced a plan last week to have workers pay more into the country's social security system, while reducing the pensions of existing retirees.
  • Gahoan's death is one of at least 25 around the country since protests broke out, CNN reported, citing local human rights activists.
  • Nicaraguan President Daniel Ortega reversed the social security proposal on Sunday as a result of the protests.

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The happiest point in a marriage might be later than you think — here's why

  • A study, published in the journal Social Networks and the Life Course, found that couples were happiest when they reached the 20 year mark — their China anniversary.
  • The study found that married couples who last 20 years spend more time doing activities together than those in the honeymoon period.
  • Although the honeymoon period — the first year of a relationship — is usually the most passionate, the best part of a relationship might be worth waiting for.
  • According to some research, couples have their best sex lives together after 15 years.
  • However, one study, published in The Journal of Sex Research, found that women may be the most likely to cheat on their partners between six and 10 years of marriage — so to get to the best part, you might have to work hard.

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THE SMALL BUSINESS FINTECH REPORT: How fintechs are targeting small- and medium-sized businesses and pushing incumbents to fight back

  • This is a preview of a research report from Business Insider Intelligence, Business Insider's premium research service.
  • Fintechs have found a way to serve small- and medium-sized businesses (SMBs) while still making a profit, and now incumbents want in on the action.
  • SMBs have been historically underserved by financial services providers, but that's starting to change as both fintechs and incumbents continue to roll out SMB-targeted services.
  • This report will look at the areas in which incumbents have failed SMBs when it comes to financial services provision — including credit, digital business services, and bank accounts — and give examples of where fintechs have successfully filled the gaps.
  • It will also provide examples of incumbents that have introduced new SMB products in response, and our verdict on which type of supplier — fintech or incumbent — will dominate each area of the market for SMB-focused financial services products.

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Taylor Swift's stalker reportedly broke into her house, took a shower, then fell asleep in her bed

  • First Precinct police responded to a call about a burglary at the property at 12.30 a.m. They found a ladder leading up to a broken window at the Franklin Street home — then found Alvarado sleeping in one of Swift's empty beds.
  • This wasn't the first time, according to the BBC, who reported that Alvarado was arrested at the same address in February after allegedly breaking the front door with a shovel.
  • Swift reportedly bought the home a few months ago for $18 million — along with two other adjacent properties — but isn't currently living at the address.
  • A 38-year-old man wearing a mask — and found with a knife in his car — was reportedly arrested on suspicion of stalking earlier this month outside her Beverly Hills home.

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Video shows the terrifying moment a window falls out during a packed Air India flight

  • Many of the 240 passengers on board the Air India flight appear panicked as the crew member tries heroically to lodge the panel back in.
  • The full flight from Amritsar to Delhi only lasts 30 minutes but the plane was buffeted by bad weather for almost 15 minutes of that, according to The Times Of India newspaper.
  • The incident came just a day after a mother-of-two died on an American flight after being sucked through the plane window during a mid-flight emergency.
  • The left engine on flight 1380, which was carrying 144 passengers from New York to Dallas, is believed to have exploded at 32,000 feet, causing shrapnel to fly off and hit the side of the plane, according to reports.
  • Jennifer Riordan, a 43-year-old mother-of-two from New Mexico, was later confirmed as the passenger killed.

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WORLD BANK: Workers should ditch minimum wage to compete with robot labour

  • LONDON — The World Bank has suggested that employers should be able to opt-out of paying minimum wage, and has recommended reduced worker rights to make humans more cost-competitive with machine labour.
  • The WDR calls for fewer labour rights and less "burdensome" regulations allowing companies to hire employees at lower cost.
  • It will urge policy action from governments around the world upon its final release in the autumn.

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