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Articles related to "card"


One Dead Media (2008)

  • These are index cards with holes on their edges, which can be selectively slotted to indicate traits or categories, or in our language today, to act as a field.
  • There is a field of holes reserved for notch coding the serial number of a reference from which the note on a card may have been taken, or the serial number corresponding to an individual from whom the information came directly (including a code for myself, for self-generated thoughts).
  • It’s funky and functional: cards with a lot of holes in the edges, a long blunt needle, and a notcher.
  • The edge-notched McBee and InDeck cards and Colon Classification contained the seeds of this matrix/faceted navigation.
  • Keysort cards were a clear way to describe digital sorting techniques to brutal people who went on to use IBM machines then.

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The card rewards strategies issuers can use to win top-of-wallet status while maximizing returns

  • But the push to attract a particularly interested and engaged customer base through sign-up bonuses and lucrative rewards offerings has led banks into a rat race, with surging expenses and rising delinquencies that are hurting returns.
  • Rewards are more important than ever — three of the top four primary card determinants cited by respondents to a Business Insider Intelligence survey were rewards-related — so abandoning them isn't effective.
  • In this report, Business Insider Intelligence sizes the US consumer credit card market, explains why return on assets (ROA) is on the decline, highlights the importance of rewards in attracting customers, and lays out three next-generation rewards strategies that are popular among certain demographics, which issuers can implement to return their card business to profitability.

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Square might add banking features to Square Cash

  • Square is reportedly considering adding banking services to Square Cash, its peer-to-peer (P2P) payment platform, according to CNBC.
  • Earlier this week at the Recode Code Commerce conference, Square's CFO Sarah Friar said that the firm is considering ideas such as savings products and enabling customers to trade stocks on the platform, which she said were spurred from the amount of money consumers store in the app — customers hold a combined $200 million in balances in their Square Cash accounts.
  • Last year, Square applied for an Industrial Loan Charter (ILC) — the most common type of banking license sought by nonbanks as it allows them to continue nonbank operations, like manufacturing card readers — but recently withdrew the banking license application.
  • But ILCs have long been controversial because many believe that firms apply for them to circumvent regulations that traditional banks follow, and so Square faced backlash.

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I bought an Olive Garden unlimited pasta pass — here's how it's going to save me $10,000

  • After three years of trying and failing to attain Olive Garden's coveted Never Ending Pasta Pass, Jeff Berman finally scored one last year thanks to luck and a solid internet connection.
  • Berman achieved his goal, and then some: Doing remote IT work in Inverness, Florida, that provided flexibility in his schedule, he ate 140 meals in 56 days, saving a total of $2,164.89 at the Italian chain.
  • But Martin, who's been gifted with pasta passes by Olive Garden since his first year, was lucky enough to snag the annual card online.
  • Both Berman and Martin ate at Olive Garden multiple times a day, every day to achieve their goals, helped by the fact that the chain has locations minutes from their homes.
  • Martin estimates that he saved $1,837 his first year with the pasta pass (he even traveled to Italy on Olive Garden's dime another year).

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Web Developer Security Checklist V2

  • Developing secure, robust web applications in the cloud is hard, very hard.
  • If you have drunk the MVP cool-aid and believe that you can create a product in one month that is both valuable and secure — think twice before you launch your “proto-product”.
  • After you review the checklist below, acknowledge that you are skipping many of these critical security issues.
  • At the very minimum, be honest with your potential users and let them know that you don’t have a complete product yet and are offering a prototype without full security.
  • I’ve been developing secure web applications for over 14 years and this list contains some of the more important issues that I’ve painfully learned over this period.
  • I hope this checklist will prompt you through your entire development lifecycle to improve the security of your services.

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Web Developer Security Checklist V2

  • Developing secure, robust web applications in the cloud is hard, very hard.
  • If you have drunk the MVP cool-aid and believe that you can create a product in one month that is both valuable and secure — think twice before you launch your “proto-product”.
  • At the very minimum, be honest with your potential users and let them know that you don’t have a complete product yet and are offering a prototype without full security.
  • I’ve been developing secure web applications for over 14 years and this list contains some of the more important issues that I’ve painfully learned over this period.
  • I hope you will consider them seriously when creating a web application.
  • I hope this checklist will prompt you through your entire development lifecycle to improve the security of your services.

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These are the trends creating new winners and losers in the card-processing ecosystem

  • For banks, card networks, and processors, the digital revolution is bringing new opportunities — and new challenges.
  • In a new report, Business Insider Intelligence explores the digital payments ecosystem today, its growth drivers, and where the industry is headed.
  • It begins by tracing the path of an in-store card payment from processing to settlement across the key stakeholders.
  • The report also forecasts growth and defines drivers for key digital payment types through 2021.
  • Companies included in the report:Apple, Facebook, Google, Venmo, Zelle, Samsung, MoneyGram, Western Union, Adyen, Stripe, Barclays, Cielo, NYCE, MasterCard, Visa, Bank of America, Wells Fargo, PayPal, Chase, Discover, Maestro, Capital One, Alipay, Citi, Vantiv, Union Pay, USAA, Wex, American Express, HSBC, Synchrony, Square, Merchant Solutions, First Data, Fiserv, Global Payments, Moneris, JCB, PNC, National Bankcard, Everlink, BlueSnap, Paywire.

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Announcing Optional Account Linking: Customers Can Now Use Your Alexa Skill without Linking Accounts

  • For skills that use account linking, you can now take advantage of optional account linking, so that customers can simply enable your skill and start engaging with the parts of your skill that do not need authentication.
  • And when a customer makes a request that does need authentication, you can then prompt them to link their account by adding the account linking card to their Alexa app.
  • Allowing customers to enable and use your skill without asking for account linking first reduces customer friction from engaging with the parts of your skill that don’t rely on linked account information.
  • Until today, when customers enabled skills that support account linking, using either their voice or by using the Alexa app, they were prompted to enter their third-party credentials or create a new third-party account.

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Chase Ultimate Rewards vs. Citi ThankYou Rewards: How 2 of the most popular credit card rewards programs stack up

  • With flexible points, they can book travel their program's respective travel portal, redeem points for cash back or gift cards, or transfer points to popular airline or hotel programs.
  • Two of the most popular flexible travel programs available are Chase Ultimate Rewards and Citi ThankYou Rewards.
  • While Chase Ultimate Rewards has remained popular over the years thanks to travel credit cards like the Chase Sapphire Reserve and the Ink Business Preferred Credit Card, the Citi ThankYou program is less well known to consumers.
  • Like the Chase Ultimate Rewards program, Citi ThankYou Rewards offers a few different ways to redeem your points.
  • Since Chase Ultimate Rewards and Citi ThankYou Rewards share several airline partners (Air France/Flying Blue, JetBlue, Singapore Airlines, and Virgin Atlantic), earning huge sign-up bonuses with Chase and Citi can help you reach travel redemptions with these airlines faster.

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Curve, the all-your-cards-in-one app, adds 'zero fees' when spending abroad

  • Up until now, Curve offered a better exchange rate and fee structure than most high street banks (around 1-2 percent on top of MasterCard’s competitive exchange rate), but it wasn’t up there with the very best on the market, such as the likes of Revolut, Starling, TransferWise, Monzo or Tandem, depending on use case and your penchant for convenience over price.
  • In a call, Curve founder and CEO Shachar Bialick explained that the £500 per month zero fee cap for blue Curve card users is informed by research the startup did that showed that over 80 percent of traveling customers spend less than £500 abroad per month.
  • Since the Curve card acts as a conduit to your other bank cards (similar to the way mobile wallets like Apple Pay work), you are effectively turning all of your debit and credit cards into zero fee currency exchange.

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