4 reasons to buy life insurance, even if you already have it through work
- According to the Bureau of Labor Statistics, the median worker with access to group life insurance receives $200,000 in coverage.
- Since a group life policy is guaranteed coverage — there's no evaluation of your health, age, or overall risk to determine your premium — it will likely be more expensive than an individual policy if you're low risk (e.g. you have no major health conditions).
- Most group life insurance policies are term, meaning they last for a set number of years and then expire.
- Financial experts often recommend term life insurance for most people because it's affordable and acts as a safety net while you build up your savings, but it's not the only option.
- If you want to build cash value and/or leave money behind for your spouse, kids, or grandkids, a whole life policy could be a better fit.
Terror Management Theory
- TMT considers these cultural beliefs (even unpleasant and frightening ones, such as ritual human sacrifice) when they manage potential death anxiety in a way that promotes beliefs and behaviors which facilitated the functioning and survival of the collective.
- The researchers first gave participants a questionnaire to measure their smoking-based self-esteem. Following the questionnaire, participants were randomly assigned to two different conditions; the first were given anti-smoking warning labels about death and the second, control group were exposed to anti-smoking warning labels not dealing with death. Before the participants' attitudes towards smoking were taken the researchers introduced an unrelated question to provide a delay.
- Psychologists, especially evolutionary psychologists, have argued against terror management theory. One scholar commented that the field of psychology would be advanced by a study of paralyzed states caused by anxiety that would only be alleviated with the reworking of a person's mental state. These authors instead explain human behavior is selected to urge people to avoid situations likely to lead to death.
The mysterious spate of vape-related deaths and illnesses continues to grow, confounding experts. Here's what officials knew and when.
- The Centers for Disease Control and Prevention said on Thursday that 1,479 people in the US have been struck with lung illnesses tied to vaping THC or using e-cigarettes, in 49 states and one territory.
- CDC officials say they are actively investigating almost 94 cases of vape-related illnesses in 14 states.
- Officials haven't yet determined the specific causes of the illness, but it is thought that oils and chemicals used to emulsify THC, CBD, and nicotine in illicit vapes is to blame.
- Acting FDA Chief Ned Sharpless says "Our investigation into the concerning reports of respiratory illness and deaths associated w/ vaping is a top priority for FDA and our federal, state, local health partners.
- Massachusetts Gov. Charlie Baker announced a 4-month ban on all vaping products, including both flavored and unflavored e-cigarettes containing nicotine and vapes containing THC sold in legal dispensaries.
Coffee Is Hard
- Quest games started with a premise like “escape the wizard” or “escape the aliens” then forced you to do a series of banal and random tasks to avoid the many, many ways to die.
- Not the least of the horror was often having to do things several scenes before there’s any reason for having done them: in Space Quest I, the hero-janitor Roger has to refuse the first offer for his bike, so the guy will come back a little later and throw in a jetpack.
- Sometimes I don’t pour the water into the coffee maker and end up with a pot of warm water.
- I didn’t even get to the cup: I made Jacob drink it right out of the pot to save myself a few steps, and it’s still two hundred lines of code.
A 'perfect storm' is spiking drug deaths in Scotland
- And while a significant share of overdose deaths in the United States are now caused by synthetic opioids like fentanyl, which is up to 100 times more potent than heroin, there is so far little sign of fentanyl on the illicit drug market in Scotland.
- That said, overdoses and drug deaths in Scotland do tend to involve high levels of illicit opioids like heroin and methadone, and usage of more than one type of drug, including alcohol, is very common.
- Communities of people who have recovered from addiction in Scotland also have powerful voices, and channeling their energy into supporting the work of the Drug Deaths Task Force would benefit all.
- Improving delivery of treatment services is a must, but at the same time, we need to address the multiple complex needs of people who use drugs.
Kane Brown pays tribute to late drummer Kenny Dixon in CMT Artist of the Year speech
- Dixon was involved in a fatal car crash in Christiana, Tennessee, on Oct. 12.
- The accident happened just a month before he was set to marry.
- Dixon had been with the band since they started out.
- Country singer Chris Young had presented Brown with the award and also had mentioned Dixon's tragic death.
- Singer Thomas Rhett took a moment of silence.
- Brown also paid tribute to Dixon with an Instagram message on Sunday.
A Sandy Hook conspiracy theorist has been ordered to pay $450,000 to a dad he accused of faking his son's death
- A Sandy Hook conspiracy theorist has been ordered to pay $450,000 to Leonard Pozner, the father of one of the shooting victims, for saying that Pozner faked the death certificate of his own son.
- The court order is the latest in a series of victories for the Sandy Hook families who have sued a number of prominent conspiracy theorists for defamation over claims the shooting was a "hoax," including InfoWars founder Alex Jones.
- The book falsely claimed that Noah hadn't actually died and that his father, Leonard Pozner — who has become a leading voice supporting the families of mass shooting victims from harassment — wasn't actually his dad.
- A summary judgment, viewed by the Washington Post, sided with Pozner and confirmed he had been defamed, specifically because of statements in the book claiming he had created a fake death certificate for his son.
A new study says there could be a surprising consequence to losing weight later in life
- Researchers found the association between weight gain and mortality weakens as you get older, and losing weight in middle age or late adulthood may heighten the risk of premature death, particularly when it comes to heart disease.
- The study found that people who remained obese, as measured by body mass index, throughout their adult life had the highest risk of premature death.
- Weight gain from mid-20s into middle age was also associated with increased risk of mortality when compared to people who remained at normal weight throughout their life.
- The study found that people who remained overweight, but not obese, throughout their adult life had little or no association with an increased risk of premature death.
- Pan said more research is needed to unravel the reasons for the link between changes in body weight and mortality, and the long-term health consequences of weight loss.
Murder by Rifle vs. Death by Meteor
- Yet, according to Death by Meteorite, and entry in Phil Plait's Bad Astronomy blog on the Discover magazine web site, “any person’s lifetime odds of being killed by an asteroid impact are about 1 in 700,000.” A chance of 1 in 700,000 is more likely than 1 in 1,000,000.
- Again, using the year 2000 U.S. population figure of 280 million, the 60 asteroid impact deaths is equivalent to an annual probability of 0.000000214, or a lifetime probability of 0.0000171, which he rounds to a lifetime odds of 1 in 60,000.
- The total worldwide deaths of meteor or asteroid impacts during a single human lifespan is the sum of that last column or 3.64.